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Consulting & Planning
Comprehensive Benefit Program Review
Identify Goals & Objectives
Make recommendations
Forcast Future Costs
Develop Funding Strategies
Vendor / Carrier Analysis & Selection
Plan Design
Implementation Strategies
Program Monitoring
Comparison & Analysis

Broker/Agent Services
Request for Proposal Development & Distribution
Market Analysis
Vendor / Carrier Selection
Contract Implementation

Products
Group Medical, Dental, Vision, & Prescription Drug Contracts
Managed Care Contracts
Group Life, Disability, Long Term Care, Employee Assistant Programs
Health Reimbursment Arrangements (Sec 105)
Flexible Spending Accounts (Sec 125)
Post-Tax Reimbursement Accounts
SmartFlex Debit MasterCard
HR Benefit Administration Outsourcing 
Retirement & Deferred Compensation Plans
Employee Benefit Statements

Online Enrollemnt & Administration


Administration Services

Claims Adjudication & Payment Processing
Excess Stop Loss Contracts (Self Funded Programs)
Pharmacy Benefit Management Contracts
Reimbursement Claims Processing & Payment
Cafeteria Plan Claims Processing & Payment
SmartFlex Debit Card Claims Processing
Invoice Reconciliation and Payment Processing
Enrollment Processing & Eligibility Tracking 
COBRA Administration

Benefit Communications
Toll-Free Customer Service
On-Line Access
On-Site Employee Meetings
New Hire Benefits Orientation Sessions
Comprehensive Employee Benefit Manuals
Employee Benefit Statements
Explanation of Benefit Statements
Reimbursement Account Statements

Compliance Management
ERISA Attorney on Retainer
Member of Local/Regional/National Associations
Guidance of Benefit Related Legislation Issues
ERISA Compliant Plan Documents & Summary Plan Descriptions
HIPAA Compliance Assistance
COBRA/FMLA/ADA/ERISA Compliance Assistance
Annual Reporting (5500) Assistance